Finance

French property mortgage rate from just 1.95%

People seeking to buy a home in France can now get a Euro mortgage for French residential property with a variable rate of 1.95 per cent at up to 80 per cent loan-to-value from the overseas mortgage specialists, Conti.

5 July 2010

U.S. mortgage rates hit record low

Mortgage rates in the USA fell last week to the lowest level on record, giving prospective homebuyers an even greater reason to buy property in USA right now.

28 June 2010

Fact or fiction? Is an 'all costs included' property purchase the right deal for you?

“Choosing a property with 'all closing costs included' over one with extra costs to pay must be a no-brainer?” Whatever it is you're shopping for, if someone promises they can save you money, it's worth treading carefully. And buying an overseas home – a purchase which comes with additional costs – is no different

4 May 2010

Any Questions - Mortgages - April 2010

Clare Nessling, Operations Director at Conti Financial Services, shares her specialist advice on the difference between Euro and Sterling mortgages and when the best time is to apply for a mortgage.

9 April 2010

Mortgage Case Study

Dave and Nicola from Surrey share their experience as they relocate to South of France, showing us the kind of deals that were around and what mortgage was available to them.

9 April 2010

Bricks and Mortgage

The global money men have been trounced for irresponsible lending and the resulting clampdown has made it harder to get a mortgage deal. But don't despair, there are still banks ready and willing to lend you the cash to buy your dream home overseas. Here, we take a look at the options available.

9 April 2010

Any Questions - Emigration - Can I get a mortgage in New Zealand at my age?

We look at applying for a mortgage in New Zealand at age 67 and how the deadline for a Working Holiday Visa in Australia works.

8 April 2010

Budgeting in France

Many choose to retire overseas for financial benefit. With the net-value of pensions becoming an increasing concern for over-50s and despite recent drops in UK property prices, many UK retirees are considered 'asset rich, cash poor'. France however, has traditionally been considered an expensive place to move, so what are the best ways to ensure that your dream doesn't become a strain?

1 February 2010

Don't lose out to the Spanish taxman

If you own a holiday home on the Costas, are you confident you have done allyou can to minimise inheritance tax when you leave it to your loved ones?

Many second home-owners are unaware of how severe inheritance tax in Spainis and dont realise that a beneficiary could end up paying tax in both the UK andSpain, and that includes a spouse of the deceased.

5 August 2009

Merci for my mortgage

If youre keen to buy in France but worried you might not be able to get a mortgage there, heres some encouraging news. Frances number one mortgage broker and a leading French bank last month announced that the opportunities for British buyers to get finance are as good as they were before the credit crunch began last autumn.

3 August 2009

Assessing asking prices

In these tricky times no one wants to pay a pretty penny for a property, but when you're buying overseas it can be hard to get a handle on asking prices. Here we show you how to work out if the sales price is on the money or over the odds.

27 July 2009

Retire carefree and cash-rich

The weaker pound may have affected the lives of some expats but it shouldn't put you off retiring abroad - so long as you plan properly. Here we offer four different ways to use property to subsidise your pension when you move to the sun.

23 July 2009