Buying property in Spain: the must-know Spanish terms explained

Buying property in Spain: the must-know Spanish terms explained

Do you know your basura from your IBI? Get a step ahead in your property search by learning the words you may see in property listings and the key terms used during the purchase process.


What do Spanish property listing terms mean?

Casa – house

Piso – apartment or flat

Ático – attic or penthouse

Viviendas – housing

Finca – farmstead

Planta baja – ground-floor flat

Urbanización – residential development or apartment complex

Piscina – swimming pool

Dormitorio – bedroom

Cocina – kitchen

La habitación – room

Balcón – balcony

Campo – countryside

Con/sin ascensor – with/without a lift

Para reformar – requires renovation

Tejado – roof

Solárium – open-air roof terrace or deck on a property

El jardín – garden

En venta – for sale

La oferta – offer

Muebles – furniture

Precio – price

Venta – sale. Se vende means for sale

Casa vendida – sold house

Impuesto – tax

Basura – rubbish tax

Comunidad – community fees

El depósito / la entrada – deposit on a property

Factura – bill or invoice

Ayuntamiento – town hall

Padrón – municipal register/census listing local residents


What are the key legal terms when buying property in Spain?

NIE (Número de Identidad de Extranjero): A unique foreign identification number required for financial or legal dealings. You keep the same one forever.

Nota Simple: A short official report from the Land Registry showing who owns the property and any debts or charges registered against it.

Contrato de Arras: A binding deposit contract where you typically pay around 10% of the price to reserve the property and remove it from the market.

Escritura Pública: The final public deed of sale, signed in front of a notary, which formalises the transfer of ownership.

Catastro: The official government registry used to record property and land information and help calculate local property taxes. The cadastral value is the official value assigned to a property.

LEARN MORE ABOUT THE PURCHASE PROCESS IN SPAIN


What Spanish property taxes do buyers need to know?

ITP (Impuesto sobre Transmisiones Patrimoniales): Transfer tax paid on resale properties. The rate varies according to the region.

IVA (Impuesto sobre el Valor Añadido): VAT paid at 10% on brand-new residential properties bought from a developer.

AJD (Actos Jurídicos Documentados): Stamp duty that applies to certain legal documents and new-build property purchases.

IBI (Impuesto sobre Bienes Inmuebles): Annual local property tax, broadly comparable to council tax in the UK.

FIND OUT MORE ABOUT SPANISH PROPERTY PURCHASE COSTS

FIND OUT MORE ABOUT TAXES IN SPAIN


Thinking about buying a property in Spain?

Knowing some of the terminology is a great start. Our property search and buying guides can help you with the next steps.

🔍 Search for properties in Spain

📘 Download our free Spain Buying Guide

🌍 Find out more about buying property in Spain

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