Spain remains one of the most popular destinations for British expats, but many people are surprised to learn that financial planning in Spain is not simply a national question. Spain is made up of seventeen autonomous regions, each with its own tax rules, allowances, reliefs and local considerations.
In this interview, Nicole Sandler, a qualified Chase Buchanan adviser based in Spain, takes viewers on a practical round trip across the country: seventeen jurisdictions, seventeen questions. From Andalusia and Madrid to Catalonia, the Balearics, the Basque Country and the Valencian Community, Nicole explores how regional differences can affect inheritance tax, wealth tax, income tax, property purchases, pensions and long-term estate planning.
The conversation highlights an important point for anyone planning a move to Spain, or already living there: two people with very similar financial circumstances could face very different tax outcomes depending on where they choose to live. Regional inheritance tax reliefs, wealth tax allowances, local property taxes, pension treatment and national rules such as the Solidarity Tax can all interact in ways that are not always obvious.
This is not about letting tax dictate your lifestyle choices. It is about understanding the financial impact of the region you choose, so your plans, assets and future intentions are structured correctly from the outset.
Watch the video to understand why location matters in Spanish financial planning, then book a complimentary consultation with Nicole or one of Chase Buchanan’s qualified, experienced advisers.
About Chase Buchanan
Chase Buchanan is a fully regulated, independent wealth management firm specialising in cross-border financial planning for expats. With advisers based locally across Spain and Europe, the firm provides joined-up guidance that considers both the UK and your new country of residence, helping ensure important financial decisions do not fall between the gaps.
Chase Buchanan is one of the few expat-focused global wealth management firms to hold International Professional Partner status with the Chartered Insurance Institute.
Ready to talk?
A conversation with a Chase Buchanan adviser costs nothing and could provide valuable clarity. Whether you are planning your move to Spain, deciding between regions, already a resident, or reviewing your pensions, investments, property or estate planning, now is the right time to understand how the rules may apply to you.
Book your complimentary consultation today and take the next step with confidence.
Chase Buchanan Ltd is authorised and regulated by the Cyprus Securities and Exchange Commission with CIF Licence 287/15. Chase Buchanan Ltd offers services in the EU on a cross-border basis as per the provisions of MiFID. The value of investments may go up as well as down. Past performance is not a reliable indicator of future results.
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