Sale Of A Mixed-Ownership Property on behalf of an 86-year-old man, with one portion available for immediate occupancy and another subject to a right of usufruct.

Located in Crêches-sur-Saône, south of Mâcon, in South Burgundy, less than 10 minutes from Exit 29 of the A6 highway and the Mâcon-Loché Tgv station (connecting to Paris in 1 hour and 30 minutes), and 1 km from the Crêches train station (connecting to Lyon).

Set on 6,500 sqm of land, this exceptional property is certified by the Fondation du Patrimoine and listed in the Local Urban Planning (Plu) as a historical, landscape, and heritage asset requiring protection.

It consists of two main sections:
1/ Sold vacant, with the buyer taking possession on the day of the deed: a renovated farmhouse converted in 2004, comprising:
A 4-room house with 97 sqm of living space on two levels
A one-bedroom apartment with 32 sqm of living space on the first floor, either separate or integrated into the house
A 27 sqm garage
An 8 m x 4 m swimming pool
A building comprising a summer kitchen, pool house, workshop, covered terrace, bread oven, and barbecue. A 60 sqm space on the upper level used as a summer living room overlooking the pool, potentially convertible into living space.
A former farm building, 130 sqm over 2 levels, potentially convertible into living space with the possibility of separate access and land.
Cellars
3,300 sqm of private land

.2/ Sold subject to a life-long usufruct in favor of an 86-year-old man and including a life-long lease at €1,200/month in favor of an 84-year-old woman, a former Mill fully restored in 2015 using high-quality materials and comprising:
120 sqm of living space
120 sqm of outbuildings including a garage, workshops, walk-in closet, cellar, and utility room
The 4 levels are connected by a staircase and an elevator for people with reduced mobility
3,200 sqm of private land adjacent to the castle and the mill race

Option to add 2,500 sqm to the property.

With a market value on the traditional open market of €925,000, this property is offered for Sale As A Mixed Nude Property under the following financial terms:
- Upfront Payment: €803,485 (agency fees included)
- No ANNUITIES

As part of this Mixed Bare Ownership sale, the Seller (Usufructuary) retains the right to use the Mill portion for the rest of their life. They may continue to rent it out or live there until their death.
He remains responsible for property taxes and all repairs (except those specified in Article 606 of the Civil Code) on the mill portion.

Energy performance ratings:
Mill with usufruct: Class C (127 kWh/m²/year) and Ghg Class A (4 kgCO2/m²/year)
Old farmhouse sold freehold: Class D (226 kWh/m²/year) and Ghg Class B (8 kgCO2/m²/year)

Advantages of this investment compared to traditional rental investments:
Discount at purchase
Additional “notary” fees are reduced if calculated based on the bare ownership value of 57,500 euros (instead of 65,900 euros in a traditional sale)
You can move in or rent out the two units of the former farmhouse immediately
Upon termination of the usufruct, full ownership of this exceptional property for use as a primary residence and/or for short-term rentals

Full details regarding the sale process will be provided over the phone.

A complete sales package (technical specifications, photographs, videos) will be provided following preliminary discussions and verification of the buyer’s financial eligibility, prior to any visit.

Fees paid by the seller

Energy efficiency rating: C
Climate rating: A

Estimated annual energy costs for standard use: between €1,470 and €2,030 per year. Prices as of March 31, 2021.

Information on the risks associated with this property is available on the Géorisques website: