Ideal Mortgages has provided brokerage services since 2013 for interested buyers needing financial assistance to purchase a property in Portugal.
Recognised as a registered credit mediator with the Bank of Portugal (Nº 0003624), we are proud to say, to date, we have been able to secure more than €40M in real estate investments in Portugal and are continuously helping clients successfully finance their dream homes.
Ensuring clients have the best financial services Portugal has to offer, we are on hand to make the application process as easy and stress-free as possible for you. From organising all the paperwork to submitting your application to a variety of banks and even translations, we help with anything and everything.
In March, 2021, we broke our own record for the lowest interest obtained through Ideal Mortgages at an astounding 0.499%! On average, our clients are able to obtain up to 80% financing with interest rates varying from 0.873 - 1.2% for a term of 20, 30 or 40 years depending on individual circumstances.
Properties purchased as a holiday home, rental investment, somewhere to relocate to as a family or to retire, tend to require little to no financing for acquisition so when financing is required, or it is more advantageous to borrow, we are here to guide you along the way.
It is highly recommended to go through a pre-approval process to help narrow down your budget for buying a property as it gives you an idea of the financing options available to you before deciding on a property.
Urbanização Vila Sol, Alto do Semino, Lote E, Lojas 1, 2 e 3, 8125-307, Quarteira, Portugal
- Real estate acquisition
- Transfer of mortgage
- Renovation financing
- Construction financing